Money hub
Platform reviews
Each Wallcrest review follows a published template so readers can see exactly what was checked — and what was not.
Online broker review template
The full checklist our desk works through before publishing a broker review.
Review checklist
- RegulationAuthorising regulator and licence reference for the entity serving the reader's region.
- Stock commissionHeadline commission for a market order in the provider's home market.
- FX conversion feePercentage charged when converting currency to settle a trade.
- Custody / platform feeAny recurring account or custody charge.
- Markets coveredExchanges and asset classes available to retail accounts.
- Investor compensationApplicable scheme and stated coverage limit.
- Account minimumMinimum deposit required to open and trade.
Methodology note
We open and use an account where possible, record every fee against the provider's own published schedule, confirm the regulated entity on the relevant register, and date every data point. We publish no score, rating or verdict number that is not the output of this documented process.
Crypto exchange review template
Custody, authorisation and withdrawal testing steps for exchange reviews.
Review checklist
- Registration / authorisationRegulatory status in the reader's region, including MiCA authorisation where applicable.
- Trading feesPublished maker and taker fees at the entry tier.
- Custody modelSegregation of client assets and cold storage policy as published.
- Withdrawal termsFiat and crypto withdrawal fees and limits.
- Assets listedNumber of assets available to the reader's region.
Methodology note
We open and use an account where possible, record every fee against the provider's own published schedule, confirm the regulated entity on the relevant register, and date every data point. We publish no score, rating or verdict number that is not the output of this documented process.
Robo-advisor review template
Cost stacking, portfolio inspection and service classification checks.
Review checklist
- RegulationAuthorising regulator and the service type (advice or discretionary management).
- Platform feeAnnual management charge on invested assets.
- Underlying fund costsWeighted ongoing charges of the funds used.
- Minimum investmentMinimum to open a managed portfolio.
- Account typesTax-advantaged and general accounts supported.
Methodology note
We open and use an account where possible, record every fee against the provider's own published schedule, confirm the regulated entity on the relevant register, and date every data point. We publish no score, rating or verdict number that is not the output of this documented process.
Savings account review template
Rate verification, protection tracing and access-term review.
Review checklist
- Published rate (APY / AER)Rate as published by the institution on the verification date.
- Deposit protectionScheme and limit, and the licensed institution holding the deposit.
- Minimum balanceMinimum required to open and to earn the headline rate.
- Access termsNotice period, withdrawal limits and any bonus expiry.
Methodology note
We open and use an account where possible, record every fee against the provider's own published schedule, confirm the regulated entity on the relevant register, and date every data point. We publish no score, rating or verdict number that is not the output of this documented process.
We're finalising our verified platform reviews. Wallcrest publishes fees, rates, minimums and terms only after checking them against the provider's own documentation and recording the date we checked. Rather than show unverified figures, we leave this table empty until that work is complete.
Reviews publish once the research desk has completed verification for a provider. The checklists above are live and will not change when a review lands.
See how we review for the verification process.
Read the full review methodology.